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Saturday, July 02, 2005

A Pinch and A Punch on The First Day of The Month

Majority of the working class would be feeling ecstatic today as the wages is usually quietly sneaked into your bank account while you were sleeping the night before. With the exception of approximately 10% of you that expect the same around the first week of each month.

A Pinch - Miscellany bills, Splurge on that bottle of perfume that you thought may increase your chances of attracting some attention from the opposite gender, a new Accessory for your beloved car or motorbike (OK..OK..a new umbrella if you are still catching the train/bus/taxi), a new line of Designer Fashions (so that you look astonishing when walking with fellow colleagues), any small amount of expenditure <= 100 bucks.

A Punch - Your car loan repayment (if you are lucky enough to afford one), Rental (if you are a big boy/girl that finally stood on your own feet after hiding too long under your parents' home), Home loan (now, this is an achievement...got yourself something that keep you going and work like a slave for the next 15 or 25 years! You Idiot...You've asked for it!), Your Children's School Fees (no..no...this is not the neighborhood kindergarten or local elementary school that only asked for a small token to keep them going, we are talking about those Montessori Programs, Private and International Schools or worst still if your child has been sent overseas where the exchange rate is at least double of your home country's....you are dead meat!!! You fool...now you must be regretting...just because your neighbor's children is also there...sigh!), last but not least Your Insurance Premium [it is true that you need some form of protection for your family when your "Bus is going to Jalan", time to go whether you like it or not when you had a little too much to drink but going at 180 km/h trying to rush home to watch the 'Live' telecast of Brazil Vs Argentina but some jerk suddenly decided to sway into your lane and whoosh!...you are in the queue ready to check-in to the other world. BUT, you don't have to elect coverage of 500K or more...just because the Insurance Agent has pulled her skirt a little higher (funny, women don't usually fall into these temptations even if the agent is a real hunk...no offence)]

On The First Day of The Month - Oh well, by this hour of the first day of the month, you would probably realized that the income is too minute and it is time to find a second or third job. And your bank balance has barely enough to cover your lunches, petrol/bus fare/train passes and occasional late night snack with your pals.

I hope that cheers you up a little before counting the days to end of the month. Have a good evening.

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